Denine Barham, Vice President-Regional Sales Officer, responsible for delivering individualized service, customized technology, treasury services, association lending and depository solutions for community association management companies and their homeowners associations within the West Central / Central Florida corridor.

Denine began her banking career at Michigan National Bank, relocating in 1989 to join the fast-paced and expanding financial services industry in Florida.

Denine brings a wealth of experience to the Community Association Banking Division of First Citizens Bank, having previously dedicated 14 years to another financial institution, where she served as Senior Vice President / Market Manager.  In this role, she skillfully led a sales team of 10 relationship managers, overseeing community association banking sales across 17 states and District of Columbia.

Her extensive background in banking equips her with valuable insight and skills that enhance her contributions to the industry.

Her focus is always on the client and performing at the highest level of professionalism and ethical behavior.